Through our SmartPay program, MotivHealth partners with specific providers and facilities to offer a discounted rate for certain planned medical procedures. Simply put, it’s a way for you to pay less for the care you need.
Should I be concerned about quality?
When you’re used to overpaying for medical care, it may be concerning to pay much less for a procedure or service. You might wonder, “Should I just pay more and go somewhere better?”
The answer? No. Think about price-matching. Let’s say you’re looking to buy a new TV for your living room. You do some online searching and find that the cool flatscreen you want is $5,000 at Store A but $3,500 at Store B. So, what do you do next? You go to Walmart, not Best Buy.
It’s the same TV, but one store charges a significantly higher price. The same goes for healthcare. You can still get the same quality service, the same quality procedure, by the same quality doctors at a significantly cheaper price. Why? Because the cost of care is determined by facility, not quality.
How much can I save with SmartPay?
Savings vary depending on the procedure. For example, members who choose SmartPay for a baby delivery may get $750 in savings. For an MRI, members will generally save $250. For a knee replacement, we provide $3,000 in savings. Typically, members with a SmartPay eligible procedure can earn an average incentive of $100 – $3,000 in reduced out-of-pocket costs.
How to Participate
Like any of our member programs, it’s simple. Just give us a call before your procedure, and we’ll help you identify a SmartPay eligible provider. We’ll also let you know your out-of-pocket responsibility and your potential savings. We’ll even schedule the appointment for you and follow up with you when the date of the procedure approaches.
Would this work for physical therapy?
Hello Glennis, great question! SmartPay is only available for eligible medical procedures, which excludes physical therapy. If you have questions about which procedures are covered, please give us a call anytime at 844-234-4472.