Are You Making the Most of SmartPay?
Healthcare costs can be outrageous. That’s why MotivHealth created our SmartPay program. We want to provide our members with the best care at the best price. Remember, we share cost savings with members!
Different providers’ pricing varies significantly, often even for the same procedure. For example, an MRI might cost $3500 at one facility but only $500 at another. What makes the first facility’s pricing so high? Pricing can depend on factors like facility size, geographical convenience, and administrative costs. In some cases, one physician may work at two different facilities and charge more at one than the other—a prime example of what we mean when we say high cost does not equate to high quality!
Stop Overpaying for Healthcare!
To put it bluntly, it’s stupid to overpay for healthcare. The trouble is that some healthcare facilities don’t reveal their pricing until after your procedure is complete. That’s where SmartPay comes in. MotivHealth offers a provider search tool to our members so they can find the best price for a procedure before scheduling an appointment. Members pay lower out-of-pocket rates when they utilize specific high-quality providers that have partnered with MotivHealth. In fact, members earn an average incentive of $100-$3000 per procedure and sometimes more.
Does that sound like too much work? Don’t worry, we’re happy to do it for you. Call one of our Personal Health Assistants at 844-234-4472 before your next planned procedure to see how much we can help you save.
SmartPay is the most valuable MotivHealth tool, so let’s make sure you’re an expert. Below are some frequently asked questions and their answers:
Q: Who do I contact to take advantage of SmartPay?
A: Call 844-234-4472 and request to speak to a Personal Health Assistant (PHA).
Q: When should I contact MotivHealth about using SmartPay?
A: Call before any procedure to see if it qualifies. Click here for a list of common procedures.
Q: What is the value of SmartPay?
A: Pricing for non-emergent procedures can vary significantly within the market, even among in-network providers. The SmartPay program is designed to help you optimize your costs by identifying the highest-quality providers at the lowest price.
Q: How do I benefit from SmartPay savings?
A: Members who engage with SmartPay experience lower out-of-pocket costs and may be eligible to earn HSA incentives ranging between $100-$3,000 (and sometimes more).
Q: How do I determine my financial responsibility when utilizing SmartPay?
A: The timing of your payment can vary by SmartPay provider. In some cases, you may need to pay upfront, but not always. (If upfront payment is required and you need financial aid, take a look at our MotivAdvance program.) To explore cost-saving options and to see how SmartPay would work for you, please dial 844-234-4472.
…And One More Thing
In case you need a little more motivation to call, let’s take a look at a case study:
Thanks to SmartPay, one MotivMember got a knee replacement for nearly $20,000 less than the typical cost and earned a $3000 incentive.
Typical knee replacement cost: $30,000-$50,000
Contracted rate for knee replacement with MotivHealth partner: $16,000
Using MotivHealth partner: $14,000-$34,000 in savings